Disclaimer & Disclosures

Investments in mutual funds are not deposits or obligations of any bank and are not guaranteed by any government body. The NAV of schemes fluctuates daily and investors may not get back the full amount invested. Equity schemes carry higher volatility; debt schemes carry credit and interest rate risk. Investors are advised to read the SID, SAI, and KIM of the relevant scheme carefully before investing and to consult a professional if in doubt.

All content on finovestedge.com — including articles, guides, tools, and educational material — is for general informational purposes only. It does not constitute an offer or solicitation to buy or sell any mutual fund scheme. We make reasonable efforts to keep content accurate but do not guarantee its completeness or currency at all times.

Finovestedge Distribution Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-342847). We are not registered as a SEBI Investment Adviser (RIA) under the SEBI (Investment Advisers) Regulations, 2013. Accordingly, content on this website does not constitute personalised investment advice, financial planning, or holistic wealth advisory services. For personalised guidance, please consult a SEBI-registered Investment Adviser or a qualified Chartered Accountant.

As an AMFI-registered Mutual Fund Distributor, Finovestedge Distribution Private Limited earns trail commission from Asset Management Companies (AMCs) on investments made through our ARN (ARN-342847) under the Regular Plan of mutual fund schemes. This commission is paid by the AMC directly and is embedded in the expense ratio of Regular Plan units.

Past performance of any scheme, benchmark, or market index is not indicative of future returns. Any historical data, return comparisons (e.g. SIP vs FD), or performance charts cited on this website are for educational illustration only and must not be treated as a promise or guarantee of similar future outcomes.

SIP calculators and goal-based wealth projection tools on this website use assumed rates of return (typically 10–12% p.a. for equity, 6–7% p.a. for debt) for illustration only. Actual returns will vary — possibly significantly — based on scheme performance, market conditions, and investment tenure. All projections are pre-tax and do not account for exit loads or expense ratios. These tools do not constitute a personalised recommendation.

NRI investments in Indian mutual funds are governed by FEMA regulations and RBI/AMFI guidelines. Investments must be routed through an NRE or NRO bank account. Repatriation from NRO accounts is subject to annual limits and applicable taxes. DTAA (Double Tax Avoidance Agreement) benefits may be available — consult your CA. We do not currently service residents of the USA or Canada due to FATCA/FBAR regulatory constraints. The NRI-related information on this site is general in nature and is not a substitute for legal or tax advice specific to your country of residence.

Tax-related content is based on laws and rates applicable as of the date of writing and is subject to change via annual Union Budgets or regulatory amendments. We are not a tax advisor. Please consult a qualified Chartered Accountant for advice on capital gains tax, TDS on redemptions, ELSS deductions, or repatriation tax implications applicable to your specific situation.

For any concern or complaint, please contact us first at +91 99964 55055 or via our Contact page. Unresolved grievances may be escalated to:

• SEBI SCORES Portal — scores.sebi.gov.in
• Online Dispute Resolution (ODR) — smartodr.in
• AMFI Investor Helpline — 1800-22-1010

We may update this page at any time to reflect changes in regulatory requirements, business operations, or applicable law. Continued use of finovestedge.com after any revision constitutes acceptance of the updated disclaimer. For questions, please contact us.